Don't Be Fooled     Have you heard of phishing?  This is one of the fastest growing frauds today.  It typically involves a bogus e-mail message that uses materials that appear legitimate from an institution or a web site.  The con artists sends a bogus e-mail that appears to be from the site and on the surface appears to be legitimate.  This e-mail requests personal information such as a social security number, account number or credit card number.  Many companies have seen their web site graphics, including corporate logos and other materials stolen by fraudsters intent on stealing information from unsuspecting individuals. Precautions to take:     Never respond to e-mail that asks for personal financial information.         * EBRTFCU will never send an e-mail asking you to enter personal information directly into the e-mail or reply with personal information.         * EBRTFCU will never threaten to close your account if you don't reply.         * Agencies or vendors affiliated with EBRTFCU will not call you on the telephone and ask you to verify or provide account information that has been lost.     If you receive a suspicious email, contact the institution or company that is requesting information.  Make sure to use a web address that you know is correct.  NEVER USE THE LINK ENCLOSED IN THE EMAIL!       Contact the Internet Crime Complaint Center at www.ifccfbi.gov- a partner ship between the FBI and the National White Collar Crime Center if you think you have received a phishing email. If You Have Been PHISHED: Examine carefully...If you believe that you have provided private information through a phishing scam immediately contact those companies for which you provided sensitive information.     Contact all three credit bureaus and request that a fraud alert be put on your credit report.  Phone numbers for these companies are: Equifax   1-800-525-6285 Experian  1-888-397-3742       TransUnion   1-800-680-7289